Julie Margetta Morgan is president of The Century Foundation. A policy expert and seasoned leader in both the government and nonprofit sectors, she most recently served as the associate director of research, monitoring and regulations at the Consumer Financial Protection Bureau (CFPB), overseeing the division responsible for setting and advancing the agency’s policy agenda. Prior to that role, Julie established the CFPB’s Office of Policy Planning and Strategy, where she coordinated the agency’s policy agenda across its major divisions and served as a senior advisor to CFPB Director Rohit Chopra. Under Julie’s leadership, the CFPB took major steps to curb medical debt, reduce costly junk fees, and promote a fair and competitive financial marketplace.
Prior to joining the CFPB, Julie was deputy under secretary at the U.S. Department of Education and served as acting under secretary, the department’s top official on higher education issues. There, Julie developed two initiatives that have resulted in more student loan cancellation than any presidential administration in history: the Public Service Loan Forgiveness Waiver (over one million loans cancelled) and the Income Driven Repayment Account Adjustment (more than 1.4 million loans cancelled). She served on the Biden–Harris transition’s COVID-19 response team, leading much of its reopening agenda. Prior to joining the transition, she served as vice president of research at the Roosevelt Institute, senior domestic policy advisor for Warren for President, and co-founder and executive director of the Great Democracy Initiative.
Julie has conducted research and policy analysis in a number of areas, including strategies to increase economic growth, end government corruption, improve access to financial services and outlaw predatory credit products, and lower pharmaceutical prices. She has more than a decade of experience in student loan oversight, regulation, and policy development, including serving as senior education counsel to Senator Elizabeth Warren.
Julie is a graduate of the College of William and Mary. She received her JD and PhD from Boston College.