How Proposals for Public Health Care Plans Differ (Updated December 2019) |
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Who Runs the Plan?(Read More) |
Who Qualifies for the Plan?
(Read More) |
Can People Choose a Different Plan?
(Read More) |
What Do Enrollees Pay? |
What Do Enrollees Get?
(Read More) |
How Much Do Providers Get Paid? |
Medicare for All: S. 1129 (Sanders) |
Medicare |
All people |
No |
Taxes (no premiums) |
Enhanced ACA benefits, includinglong-term care services, dental, vision, and reproductive care that includes abortion coverage; virtually no cost sharing |
Medicare payment rates |
Medicare Part E (Merkley: S 1261, Richmond: H.R. 2463) |
Federal gov’t |
All non-elderly people except those Medicaid- or Medicare-eligible |
Depends: Employers choose for workers; yes for others |
Federal gov’t-set premiums based on costs, decreased for low-income enrollees and employer contribution (current law) |
Enhanced ACA benefits, including abortion coverage; Gold-plan-level cost sharing |
Negotiated rates which fall between Medicare and average private rates |
Medicaid Option (Schatz: S. 489 / Lujan: H.R. 1277) |
States |
All non-elderly people in such States |
Yes |
State-set premiums, decreased for low-income enrollees |
Medicaid benefits plus reproductive care that includes abortion coverage; reduced cost sharing |
Medicaid payment rates, Medicare rates for primary care |
Public Option/CHOICE Act (Whitehouse: S. 1033 / Schakowsky: H.R. 2085) |
Federal gov’t |
People buying coverage on their own and small businesses |
Yes |
Federal gov’t-set premiums based on costs; decreased for low-income enrollees (current law) |
ACA benefits plus abortion as part of reproductive health care; includes cost sharing reductions (current law) |
Negotiated rates which fall between Medicare rates and average private rates |
Medicare X (Bennet: S. 981 / Delgado: H.R. 2000) |
Federal gov’t |
People buying on their own and small businesses, in underserved areas initially |
Yes |
Federal gov’t-set premiums based on costs; decreased for low-income enrollees (enhanced ACA tax credits) |
ACA benefits and cost sharing reductions (current law) |
Medicare payment rates (with increase for rural areas) |
Medicare Buy-in at Age 55 (Stabenow: S. 1742 / Higgins: H.R. 1346) |
Medicare |
People ages 50 or 55 to 64 without access to employer coverage |
Yes |
Federal gov’t-set premiums based on costs; decreased for low-income enrollees (current law) |
Medicare benefits and cost sharing, ACA cost sharing reductions |
Medicare payment rates |
Medicare for All (Jayapal: H.R. 1384) |
Federal gov’t |
All people |
No |
Taxes (no premiums) |
Enhanced ACA benefits, including long-term care services, dental, vision, and reproductive care that includes abortion coverage with no cost sharing |
Lump sum/“global budget” payments (fee schedule for individual providers) |
Keeping Health Insurance Affordable Act/Public Option Deficit Reduction Act (Cardin: S. 3/DeFazio H.R. 1419) |
Federal gov’t |
All people |
Yes |
Federal gov’t-set premiums based on costs; decreased for low-income enrollees (current law) |
ACA benefits |
Medicare to start; can vary later |
Medicare for America (DeLauro H.R. 2452) |
Federal gov’t |
All people |
Yes, if they have an employer option |
Federal gov’t-set premiums based on costs; decreased for low-income enrollees |
Enhanced Medicare and Medicaid benefits, including dental, vision, and reproductive care that includes abortion coverage; reduced cost-sharing |
Medicare payment rates, with increases for primary care and mental health services |
Comparison of Health Reform Legislation Creating Public Plans
This table (last updated December 10, 2019) compares major public plan proposals for health coverage. It does not include proposals that would inject public plan elements into private plans (for example, through the use of Medicare payment rates in the individual market or reinsurance).
Editor’s note: from March 8, 2019 onwards, the information in this table has been managed and updated by TCF senior fellow Jen Mishory.
Table 1
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Tags: health insurance, coverage, Trumpcare, health reform, health reform 2020, aca